Naffa is launching soon — join the waitlist below ↓
Naffa
Coming soon
Naffa
UAE's First Individual Sharia-Compliant Fintech

Finance that says yes to everyone.

Naffa is a UAE-born fintech app built for every resident — Emirati or expat, any income, any background. No exclusions, no red tape — just fair, Sharia-compliant finance for everyday people. We designed Naffa so every resident can access simple, fair micro-financing, and we'll be publishing a full walkthrough of how it works soon.

UAE-based
Sharia-compliant by design
Partnering toward CBUAE licensing
Be first through the door

Get notified the moment we launch

Leave your email and we'll let you know as soon as Naffa opens its doors. No spam, just one email when we're live.

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Something exciting is coming for everyone

Sample preview

Signing up takes minutes, not paperwork

A sample look at account creation — register as a Borrower or an Investor/Lender, verified fast with Emirates ID, and refreshingly simple for everyone, on any device.

9:41
Naffa
How would you like to join?
Pick a path — you can add the other later.
Borrower Apply for fair, Sharia-compliant financing
Investor / Lender Fund others and earn Sharia-compliant returns
Your data is encrypted and never used for interest-based lending.
Continue
Already have an account? Sign in
iOS
9:41
Naffa
Create your account
Applying as Borrower
Verified with Emirates ID · approved in under 10 minutes.
Amina Al Rashid
AE +971   50 418 2290
784-____-_______-_
Your data is encrypted and never used for interest-based lending.
I agree to the Terms and the Sharia compliance charter.
Create account
Continue with UAE Pass
Already have an account? Sign in
Android
Available in 4 languages from day one
What to expect

Fintech, built the fair way

Fintech, built for the UAE

A homegrown digital finance platform shaped around the region's people and values.

Sharia-compliant, always

Every product on Naffa is structured to be interest-free and Sharia-compliant from the ground up.

Backed by a licensed partner

We're finalizing a partnership with a licensed financial institution to operate under its CBUAE license.

The app

Everything you need, in your pocket

Apply, track your application, and manage your repayments — all from one simple, bilingual, UAE-built app.

Flexible repayments

Plans that are built around your income, not a rigid schedule.

Bank-grade security

Every transaction encrypted end-to-end, hosted in the UAE.

Live tracking

See your application status and repayment history in real time.

One-tap payments

Pay instantly with Apple Pay or Google Pay.

FAQ

Common questions

Is my personal data safe with Naffa?

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Yes. All data is encrypted end-to-end, hosted on UAE-based infrastructure, and handled in line with UAE data protection law (PDPL). We never sell or share your information with third parties.

Is Naffa Sharia-compliant?

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Yes. Naffa's products are structured to be interest-free from the ground up and overseen by an independent Sharia Supervisory Board in line with AAOIFI standards. Our formal Sharia-compliance certification is currently under processing ahead of launch.

Is my money protected?

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Yes. Funds are held and processed through our licensed financial partner under Central Bank of the UAE oversight, with bank-grade security standards applied at every step.

When can I start using Naffa?

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We're finalizing our regulatory partnership now. Join the waitlist above and you'll be the first to know the moment we open our doors.

Contact & support

We're here on WhatsApp

Naffa isn't open for onboarding yet, but our team is on WhatsApp for questions, support, and updates.

Support

Questions about the waitlist or how Naffa works? Message us directly.

More information

Want details on partnerships, press, or what's coming next? We're happy to share.

Prefer email? contact@naffa.ae